As Independent Registered Investment Advisors, we represent the client’s interests, not the Financial Institutions. Our service quality is second to none. We care about our client’s needs with personalized attention.

- We do not sell any packaged financial products. Portfolios are comprised of individual securities.

- We do not have custody of our client’s assets. This maintains the transparency of the investment process.

- We do not earn commissions or mark ups.

- We do not charge performance fees.

- We do not charge management fees in advance, but in arrears.

- We do not impose a minimum account size requirement.

- Our clients may cancel their agreements at any time without penalty.